Protect your rings, watches, necklaces, and all precious Jewelry with OLPolicy. Obtain trustworthy Jewelry insurance that protects against damage, loss, and theft. Enjoy peace of mind knowing your valuables are safe with easy, affordable, and trusted coverage from OLPolicy.
Jewelry insurance can cover the cost to replace items damaged or stolen at home.
Standard contents insurance usually protects Jewelry only while at home. To cover items outside, extra protection is needed.
When insuring Jewelry, know its value. Contents insurance often limits claims for Jewelry, so you might not get the full replacement cost.
Know the value of your Jewelry so you can claim the right amount if needed.
Get an accurate valuation from:
Keep receipts for new pieces and update your policy for any high-value items. Jewelry and gold prices can change, so have your items valued every two years to keep your policy current.
With OLPolicy, your Jewelry is protected from almost every risk life may bring.
Loss: If your Jewelry is lost, we help you replace it with an item of the same kind and quality.
Theft: If your Jewelry is stolen, we cover the replacement quickly and easily.
Damage: Accidents happen—like hitting a diamond ring on a countertop or bending a prong. We cover accidental damage.
Disappearance: Jewelry sometimes vanishes mysteriously. Whether lost or stolen, it’s covered.
Natural Disasters: Floods, hurricanes, tornadoes, or earthquakes—your Jewelry is protected from natural disasters.
Worldwide Travel: Travel with confidence. Your coverage works globally, wherever you go.
Inflation Protection: If your Jewelry’s value rises, our Insurance Value Adjustment (IVA) updates your coverage to reflect market changes. Keep appraisals current for the best protection.
Preventive Maintenance: Coverage includes prong retipping, clasp replacement, restringing pearls, stone tightening, and repairing worn or broken parts.
What Isn’t Covered: We don’t cover war, military action, pests, intentional damage, voluntary parting, normal wear, resizing, or cleaning/inspection costs.
CTR (CHECK YOUR RATE)
Make sure your most valuable Jewelry is properly covered. Once you know each piece’s worth, you can insure it for the right amount.
Accurate valuations ensure you’re fully covered for replacement costs.
If your Jewelry isn’t insured for its full value, you could be underinsured and may not get the full claim for loss, theft, or damage.
Over a million Jewelry owners and 11,000 jewellers trust OLPolicy. Many major insurers rely on us as their exclusive Jewelry insurance provider.
You choose who handles your Jewelry. We work directly with your trusted jeweller for repairs or replacements.
