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Renters Insurance

What is Renters Insurance?

OLPolicy renters insurance helps protect you and your belongings if something unexpected happens. A landlord’s insurance covers the building but not your personal items. If you rent an apartment, house, or condo, OLPolicy renters insurance is a smart choice.

It protects your things like clothes, furniture, electronics, and valuables. OLPolicy can help pay for damage from fire, theft, accidents, and some bad weather. If you rent, OLPolicy renters insurance gives you the coverage you need.

OLPolicy can also help cover legal costs if someone is hurt while visiting your home. Remember, renters insurance is different from home or landlord insurance. OLPolicy is designed for renters, protecting your belongings and liability.

Renters Insurance Policy

OLPolicy’s Renters Insurance is made for people renting an apartment, condo, or house. It helps protect your belongings from damage caused by fire, smoke, theft, vandalism, and certain weather events. It also covers you if someone gets hurt in your home and decides to take legal action.

Save up

If you bundle your renters and auto insurance, you can save enough to pay for your renters policy on our website.

Coverage

Affordable renters insurance can protect everything in your home, from your couch to your coffee mug, on our website.

Discounts

Discover how you can save on rental insurance and enjoy the best discounts with us.

What type of damage does renters' insurance cover?

We offer renters insurance to give you full protection. Get the most affordable coverage for your home and belongings. Contact us today by filling out the form, and let us help you stay safe.

OLPolicy offers renters insurance to protect you from many types of damage. Here’s what OLPolicy renters insurance usually covers:

Fire & Smoke

Renters insurance can cover damage to your personal belongings caused by fire or smoke. It may also cover extra living costs, like hotel stays or meals, if your home becomes unlivable.

Theft & Vandalism

If someone breaks into your home and steals items like your TV, computer, or other valuables, renters insurance can help replace them up to your policy limit.

Water Damage

Sudden and accidental water damage (not from floods) is often covered. Whether it happens inside your apartment or home, your insurance may help repair or replace damaged items.

Visitor Injuries

Personal liability coverage helps pay for medical costs if a guest is injured in your home. It can also help cover legal expenses if someone sues you.