If you love your pets, getting pet insurance is a smart choice. Just like people, pets can get sick or hurt and need regular checkups. These visits can be costly if you pay out of pocket. There are many pet insurance options, but to get the best plan, you should think about a few key factors.
Our pet insurance for dogs and cats can help cover unexpected vet bills. We provide insurance for pets of all ages — even older pets — and you can adjust your deductible and reimbursement rates to fit your pet’s needs and your budget.
If you’re looking for pet insurance, don’t pay more than you need. OLPolicy offers the best coverage to save you money while keeping your pet healthy. Your policy cost depends on coverage type, premiums, your pet’s health, medical history, and location. OLPolicy helps cover many veterinary services your pet needs most.
With OLPolicy, you can ask the right questions: How fast are claims settled? Who designs the policies? Do they consult veterinarians? Our goal is to provide pet insurance that’s friendly, affordable, and pays claims quickly at a low cost. You can trust OLPolicy by checking our history and how well we handle claims.
Not all pet insurance covers every breed. OLPolicy understands that different pets face different health risks. Some breeds are prone to specific conditions, so our policies are tailored based on breed and experience. Crossbreeds often have fewer inherited issues, and OLPolicy ensures your pet gets the right coverage for their unique needs.
An OLPolicy pet insurance plan helps you give your furry family members top care by reimbursing eligible vet expenses.
Visit an OLPolicy Best in the U.S.
Quickly and easily submit claims online for sickness, injuries, or urgent care.
Get reimbursed for eligible vet expenses covered by your OLPolicy plan.
Accident and Illness: This type of insurance usually covers checkups and treatment for injuries and sickness.
Wellness Plans: These cover preventive care, like routine checkups and vaccinations. You can get this as an add-on to an accident and illness policy or as a separate policy.
Accidents Only: This covers accidental injuries, such as cuts, car accidents, swallowing foreign objects, and other injuries that can happen while playing. Some pet insurance policies may not cover pre-existing conditions, may limit claim amounts, or may have breed-specific or emergency treatment exclusions. Always read the policy carefully to understand what is covered and what is not. This will help you choose the best plan for your pet.
Veterinary Coverage: Not all pet insurance covers every treatment, and not all vets accept every plan. With OLPolicy, check which vets are covered under your policy. You can also view their services and ratings. If you have a favorite vet, see which OLPolicy plans they accept. Choosing the right combo of OLPolicy and vet ensures the best care for your pet and keeps costs manageable.
Co-insurance: Even with OLPolicy, you may need to pay part of the cost after meeting your deductible. This is usually a percentage of the total cost, often 10% or 20%, and can change as your pet ages or their health changes. Consider OLPolicy’s co-insurance rate and see if it fits your budget. Pets prone to illness or needing regular care may benefit from a lower co-insurance rate.
