Travel nurses and allied health professionals get benefits through their agency. These often include Health Insurance for Travel Nurses. Coverage can vary, so it’s key to know your options and choose wisely.
At OLPolicy, we offer medical, dental, and vision insurance from day one. You’ll also enjoy retirement and wellness benefits. Sign up with us today and secure your future!
Of course, they do! Nurses care for patients daily, but who covers them when they need care? Staff nurses get insurance through their hospital. Travel nurses don’t. They move between facilities on short contracts, so they can’t access hospital insurance. Instead, Health Insurance for Travel Nurses comes from private plans or agency-provided coverage.
When you need temporary coverage, short-term insurance is a smart choice. It helps if you’re between plans or outside enrollment dates. For travel nurses moving between agencies or taking breaks, it works as a good backup. But remember, short-term Health Insurance for Travel Nurses may not cover pre-existing conditions or mental health.
Private insurance is bought directly from an insurance company. For travel nurses, this is often COBRA. Compared to agency plans, it costs more. Still, private Health Insurance for Travel Nurses can help if you:
At OLPolicy, if you take a gap between contracts, you qualify for COBRA automatically. Our benefits team will send all paperwork when your contract ends.
Agency Health Insurance for Travel Nurses is coverage offered directly by staffing agencies. The benefits include:
This makes agency insurance a simple and cost-effective choice for travel nurses.
Travel nurses and allied healthcare professionals have unique benefit needs. They move from one location to another, so full coverage is vital. Here are the typical benefits they can expect:
Travel nursing is exciting and rewarding. You explore new places and gain valuable experience. But this freedom comes with responsibility. You must secure your own Health Insurance for Travel Nurses.
It’s important to understand the different types of coverage available. This ensures protection for you and your family. In this section, we’ll explore the main types of Health Insurance for Travel Nurses to help you choose the best plan.
Travel nursing agencies often provide health insurance to employees. As a travel nurse, you can choose employer-sponsored Health Insurance for Travel Nurses. It’s usually more affordable than buying coverage on your own.
Private health insurance is another option for travel nurses. It costs more than employer plans but offers flexibility and customization. You can keep the policy across different assignments, no matter the agency.
Private coverage usually includes routine checkups, preventive care, hospitalization, and emergency services.
Short-term health insurance is ideal for travel nurses on brief contracts. Coverage usually lasts up to six months and is more affordable than long-term plans.
However, these plans may limit coverage for pre-existing conditions, maternity, or preventive care.
Travel nurses move frequently, making multi-state plans a smart choice. They keep you covered across different states under a single policy. Coverage varies by state, so choose based on the locations you work in most.
Health share programs are another option for travel nurses. These faith-based plans let members contribute monthly to cover others’ medical expenses. They are usually more affordable than traditional insurance but come with coverage limits.
As a travel nurse, understanding your options is key. Consider your budget, travel frequency, contract length, and policy coverage. Health Insurance for Travel Nurses is essential for financial security and peace of mind. Choose a plan that keeps you fully protected on every assignment.
When picking an agency, you likely consider job opportunities, housing, and stipends. But don’t overlook the benefits and Health Insurance for Travel Nurses. Gaps in coverage can be costly.
Some agencies offer minimal plans that only meet legal requirements. These may be expensive and exclude mental health or specialized care. Check when your insurance starts—some agencies don’t activate coverage until a month into your assignment.
Always ask questions and do your research before signing a contract. This ensures you get reliable coverage and peace of mind.
At OLPolicy, our benefits program is designed for you and your family. You are eligible for Health Insurance for Travel Nurses from your first day. Dependents are covered from the same day.
A dependent includes:
We designed our benefits program to support our travelers and meet their needs. Here’s a list of Health Insurance for Travel Nurses and other benefits offered at OLPolicy.
Health Insurance for Travel Nurses is available through United Healthcare. We offer multiple plans to match your needs. United Healthcare provides 24/7 virtual care and extra health and wellness benefits.
Keep your teeth healthy with dental insurance from United Healthcare. It covers preventive care, basic dental services, and minor to major orthodontics.
United Healthcare vision insurance offers full coverage and big savings. You get access to a wide network of providers and freedom to choose your eyewear.
Life insurance is provided through Mutual of Omaha. Eligible employees get a low basic plan at no cost while employed. Voluntary life insurance is also available for employees, spouses, and dependents.
Nursing is emotionally and physically demanding. You don’t have to face challenges alone. Our Employee Assistance Program (EAP) supports you and your household.
EAP offers free short-term counseling, in-person or virtual. Licensed counselors provide 24/7 support. You also get personalized coaching for mindfulness, meditation, and sleep fitness.
The program includes free legal and financial advice, plus health and wellness tips. Access everything anytime through the EAP app on your phone.
Travel nursing is rewarding but comes with the responsibility of securing your own health coverage. Health Insurance for Travel Nurses can come from agencies, private plans, short-term policies, multi-state plans, or health share programs. Each option has its benefits and limitations, so understanding them is essential.
Agency plans are often affordable and convenient, while private insurance offers flexibility. Short-term plans cover gaps between contracts, and multi-state plans protect you across locations. Health share programs are a cost-effective alternative but may have coverage limits.
OLPolicy provides comprehensive Health Insurance for Travel Nurses from day one. Coverage includes medical, dental, vision, life insurance, and wellness benefits. Dependents are covered from the start. Additional support comes from the Employee Assistance Program (EAP), offering counseling, coaching, and legal and financial advice.
Choosing the right plan ensures financial security, peace of mind, and protection for you and your family while on assignment.
