VA Benefits, Burial Allowances and Private Coverage – The Complete Guide for Veterans and Their Families
By OLPolicy | Licensed Insurance Specialists | Call (866) 757-5350
America’s veterans gave this country something that cannot be repaid. Decades of service, sacrifice and commitment – often at the cost of their own health, their families and their futures. The least we can do in return is make sure that when a veteran passes away, their family is not left scrambling to cover the cost of a dignified funeral.
Veterans have access to burial benefits that most Americans do not – through the Department of Veterans Affairs. These benefits are meaningful and every veteran and their family should know about them, apply for them and use them. But here is what many veterans and their families discover too late: VA burial benefits cover some costs, for some veterans, under certain conditions. For most veterans, they do not cover the full cost of a funeral and they leave significant gaps that fall directly on the family.
This guide from OLPolicy covers Final Expense Insurance for Veterans and their families need to know: what VA burial benefits actually provide, who qualifies, exactly how much they pay, where the gaps are and how final expense insurance fills those gaps to ensure a veteran’s family is fully protected.
| Quick Answer
Veterans may be eligible for VA burial benefits including a burial allowance of $300 to $796 (non-service-connected) or up to full burial costs (service-connected), free interment in a national cemetery and a burial flag. However, these benefits do not cover all funeral costs for most veterans and many family expenses, including the funeral home service itself, fall outside VA coverage. Final expense insurance fills these gaps with a guaranteed $5,000 to $50,000 death benefit paid directly to your family. Call OLPolicy at (866) 757-5350 to learn how to structure complete coverage as a veteran. |
The Department of Veterans Affairs offers several burial-related benefits to eligible veterans. These are genuine benefits that every veteran should claim – but to plan effectively, families need to understand exactly what each benefit covers, what it pays and what it excludes.
| VA Burial Benefit | What It Provides |
| Burial Allowance (Service-Connected Death) | For veterans who die as a result of a service-connected disability, the VA may reimburse the actual cost of burial and funeral services – up to a set maximum. As of 2024, this can cover a substantial portion of funeral costs. The surviving family applies for reimbursement after the burial has occurred. |
| Burial Allowance (Non-Service-Connected Death) | For veterans who die from non-service-connected causes while receiving VA pension or compensation, the burial allowance is $796 (2024 rate). For veterans who die while hospitalized in a VA facility, the allowance is $796. For all other eligible veterans with honorable discharge, the basic burial allowance is $300. |
| National Cemetery Burial | Eligible veterans and their spouses may be interred in any of the VA’s 155+ national cemeteries at no cost to the family. This benefit includes the opening and closing of the grave, a grave liner, a headstone or grave marker and perpetual care of the gravesite. It does not include transportation of remains, the funeral home service, or the casket or urn. |
| Presidential Memorial Certificate | An engraved presidential certificate expressing the nation’s gratitude for the veteran’s service. Issued at no cost to next of kin. This is a memorial document, not a financial benefit. |
| Burial Flag | An American flag is provided at no cost to drape the casket or accompany the urn of an eligible veteran. The flag is presented to the next of kin at the funeral. This is a ceremonial honor, not a financial benefit. |
| Headstone or Grave Marker | The VA provides a headstone, grave marker, or medallion at no cost for eligible veterans buried in any cemetery – not only national cemeteries. The family or funeral home is responsible for the installation cost, which varies by cemetery. |
| Critical: VA Burial Benefits Are Not Automatic – You Must Apply
VA burial benefits do not arrive automatically when a veteran passes away. The surviving family or funeral home must apply for each benefit separately. The burial allowance must be applied for within two years of the veteran’s burial. Failing to apply means losing the benefit permanently. The funeral home handling arrangements will typically help with the flag and headstone – but the burial allowance reimbursement must be claimed by the family through VA Form 21P-530. |
Understanding the gaps in VA burial benefits is just as important as understanding what they provide. Most veteran families are surprised by how much falls outside VA coverage and by how quickly costs add up.
| Expense | VA Coverage | Typical Cost (2024) |
| Funeral home director services | Not covered | $2,300 – $3,500 |
| Embalming and body preparation | Not covered | $700 – $900 |
| Casket (if not using national cemetery) | Not covered | $2,000 – $5,000 |
| Urn (for cremation) | Not covered | $100 – $500 |
| Transportation of remains to cemetery | Not covered | $300 – $1,000+ |
| Visitation and viewing room | Not covered | $400 – $700 |
| Funeral service / memorial ceremony | Not covered | $500 – $1,500 |
| Obituary publication | Not covered | $200 – $500 |
| Death certificates (multiple copies) | Not covered | $50 – $150 |
| Flowers and programs | Not covered | $300 – $800 |
| Reception / repast | Not covered | $500 – $2,500+ |
| Private cemetery plot (if not VA) | Not covered (VA provides national cemetery) | $1,000 – $4,000 |
| Headstone installation fee | VA provides headstone – installation not covered | $100 – $500 |
| Travel costs for family members | Not covered | Varies widely |
Here is a realistic example of what a veteran’s funeral actually costs and what the VA actually covers:
| Cost Item | Amount |
| Funeral home services (non-declinable base fee) | $2,800 |
| Embalming and preparation | $750 |
| Casket (mid-range) | $2,500 |
| Funeral ceremony and visitation | $900 |
| Transportation of remains | $450 |
| Obituary and programs | $350 |
| Flowers | $400 |
| Death certificates (5 copies) | $100 |
| Reception | $800 |
| Headstone installation at national cemetery | $200 |
| Total Estimated Funeral Cost | $9,250 |
| VA Burial Allowance (non-service-connected) | – $796 |
| Remaining Cost Borne by Family | $8,454 |
Even after receiving every available VA burial benefit – the national cemetery interment, the burial flag, the headstone and the $796 burial allowance – a veteran’s family still faces roughly $8,000 to $9,000 in out-of-pocket costs for a typical funeral. For service-connected deaths, VA reimbursement is more generous – but still requires upfront payment by the family before reimbursement arrives.
| The Bottom Line on VA Burial Benefits
VA burial benefits are real, meaningful and worth claiming in full. But they are not a complete burial plan. The national cemetery benefit eliminates the cost of a cemetery plot, grave liner and headstone – saving families $2,000 to $6,000 or more. The burial allowance covers $300 to $796 of other costs. The remainder – typically $7,000 to $9,000 – still falls on the family. Final expense insurance is how veterans close that gap completely. Call OLPolicy at (866) 757-5350 to structure coverage that works alongside your VA benefits. |
Many veterans are not aware of the life insurance programs available through or associated with the Department of Veterans Affairs. Before purchasing additional final expense coverage, veterans should review whether they already hold coverage under one of these programs and understand the limitations of each.
VGLI is a renewable term life insurance program available to veterans who had Servicemembers’ Group Life Insurance (SGLI) during their service. Veterans have 1 year and 120 days from their separation date to apply without proving good health. After that window, they must provide evidence of insurability to apply.
VGLI premiums increase every five years as the veteran ages – significantly – making it an expensive option for older veterans. A 70-year-old with $100,000 in VGLI coverage pays approximately $432 per month. By comparison, a similarly sized final expense policy through a private insurer typically costs a fraction of that for a smaller but more appropriately sized death benefit.
| Important VGLI Limitation
VGLI is term insurance – it covers you for a renewable period, but premiums escalate sharply with age. A veteran who holds VGLI into their 70s and 80s may find the coverage increasingly unaffordable. Final expense insurance, by contrast, has fixed premiums for life and is sized appropriately for end-of-life costs rather than large income-replacement needs. |
S-DVI is a life insurance program for veterans who received a VA disability rating for a new service-connected disability awarded after separation from service. The basic S-DVI policy covers up to $10,000. Veterans who are totally disabled may qualify for up to $30,000 in supplemental coverage. S-DVI premiums are generally lower than commercial rates because the VA subsidizes them.
To be eligible, veterans must apply within two years of receiving a new service-connected disability rating. Veterans who are totally disabled and unable to work may qualify for a waiver of premiums. S-DVI was closed to new applications in January 2023, replaced by the Veterans Affairs Life Insurance (VALife) program.
VALife is the VA’s newest life insurance program, opened to new applications in January 2023. It is a whole life insurance program available to veterans with any VA disability rating – including a 0% disability rating – who apply within two years of receiving their rating. Unlike S-DVI, VALife does not require the disability to be service-connected.
Coverage is available in increments up to $40,000. Premiums are based on age and disability rating. VALife includes a two-year waiting period – if the veteran dies within the first two years of the policy from non-service-connected causes, beneficiaries receive a return of premiums rather than the full death benefit. After two years, the full benefit is paid.
| VALife Application Window
Veterans must apply for VALife within two years of receiving any VA disability rating. Missing this window means losing eligibility. If you have a VA disability rating and have not yet applied for VALife, do so promptly. After the two-year window, veterans will need to qualify through private carriers – which is still very possible through OLPolicy even with service-related health conditions. |
| Program | Eligibility | Max Coverage | Key Limitation |
| VGLI | Vets with prior SGLI – must apply within 1 yr 120 days of separation or prove insurability | $500,000 | Premiums increase every 5 years – becomes very expensive for older veterans |
| S-DVI | Vets with new service-connected disability rating – closed to new applicants Jan 2023 | $10,000 basic / $30,000 supplemental | Closed to new applications – existing policyholders only |
| VALife | Vets with any VA disability rating – must apply within 2 years of rating | $40,000 | Two-year waiting period for non-service-connected deaths |
| Final Expense Insurance (Private) | Any senior aged 50–85 – no military service required | $5,000 – $50,000 | No unique veteran limitations – often best value for older veterans |
Given the VA benefits available, a reasonable question is: do veterans still need final expense insurance? For the vast majority of veterans, the answer is yes and for several compelling reasons.
As shown in the cost breakdown above, even a veteran buried in a national cemetery with full VA benefits still leaves their family with $8,000 to $9,000 in unmet costs. Final expense insurance closes that gap cleanly and immediately – without requiring the family to pay upfront and wait for reimbursement.
VA benefits are not paid automatically. They require paperwork, documentation and processing time. In the days immediately following a death, families are grieving, making funeral arrangements and managing an enormous amount of logistical complexity. Final expense insurance pays quickly – typically within 7 to 30 days – without requiring families to navigate VA bureaucracy in their most vulnerable moments.
VA burial benefit eligibility depends on the nature of the veteran’s discharge, the cause of death, whether the veteran was receiving VA benefits at the time of death and other factors. Veterans with less than honorable discharges may not qualify for some benefits. Veterans who have been out of touch with the VA system for decades may face eligibility questions. Private final expense insurance has no such conditions – it pays based solely on your policy terms.
A veteran who entered retirement with VGLI coverage and maintained it into their 70s and 80s may be paying $300 to $600 per month for coverage designed for income replacement – far more coverage than they need for end-of-life costs at far higher cost. A final expense policy sized for actual funeral expenses ($15,000 to $25,000) typically costs $70 to $150 per month for a veteran in their 70s and the premium never increases.
Many veterans carry health conditions directly related to their service – PTSD, hearing loss, chronic pain, exposure-related conditions, diabetes, cardiovascular disease and others. These conditions can make traditional life insurance difficult or expensive to obtain. Final expense insurance carriers are specifically designed to accept seniors with these kinds of health histories. Most veterans qualify for level or graded benefit coverage regardless of service-related conditions.
One of the most important things veterans need to know about final expense insurance is this: most service-related health conditions do not prevent you from getting covered. Final expense insurance was designed for seniors with real-world health histories – including the kinds of conditions veterans commonly carry as a result of their service.
| Service-Related Condition | Final Expense Eligibility | Policy Type Likely Available |
| PTSD (stable, not requiring institutionalization) | Yes – widely accepted | Level Benefit in most cases |
| Type 2 Diabetes (controlled) | Yes – most carriers | Level Benefit |
| Hypertension / High Blood Pressure (controlled) | Yes – standard eligibility | Level Benefit |
| Hearing Loss (service-related) | Yes – not a disqualifying condition | Level Benefit |
| Chronic Pain / Musculoskeletal Conditions | Yes – widely accepted | Level Benefit |
| Agent Orange Exposure – Resulting Conditions | Depends on specific condition | Level or Graded Benefit |
| Cardiovascular Disease (stable) | Yes – most carriers | Level or Graded Benefit |
| COPD / Respiratory Conditions | Yes – depends on severity | Graded or Guaranteed Issue |
| TBI (Traumatic Brain Injury – stable) | Yes – most carriers accept | Level or Graded Benefit |
| HIV/AIDS | Select carriers only | Guaranteed Issue – specialized |
| Active Cancer Treatment | Guaranteed Issue only | Two-year waiting period applies |
| End-Stage Renal Disease / Dialysis | Guaranteed Issue only | Two-year waiting period applies |
| OLPolicy Specialist Note on Veterans With Complex Health Histories
Many veterans have been told by one insurance company that they don’t qualify – but are successfully approved by another. Different carriers have different underwriting guidelines for the same conditions. OLPolicy works with multiple top-rated carriers and specializes in finding the right match for veterans with complex health profiles. Call (866) 757-5350 and we will tell you honestly what you qualify for. |
Not all final expense insurance carriers are equally suited for veterans. The best options for veterans are those with flexible underwriting for service-related conditions, strong financial ratings, reliable claims payment and competitive premiums for older applicants. Here is OLPolicy’s assessment of the top carriers for veterans:
Mutual of Omaha is one of the most respected final expense carriers in the country and is an excellent choice for veterans. Their Living Promise whole life policy accepts a wide range of health conditions – including many that are common among veterans and offers level benefit coverage with no medical exam. Mutual of Omaha has one of the strongest claims payment track records in the industry.
Transamerica offers two final expense products – the Immediate Solution (level benefit) and the Easy Solution (graded benefit) – giving veterans with different health profiles a clear path to coverage. Their age range extends to 85, making them one of the better options for older veterans. Transamerica is known for fast underwriting decisions and reliable claim payments.
American Amicable is a strong choice specifically for veterans with more complex health conditions that other carriers have declined. Their underwriting guidelines are among the most flexible in the final expense market and they regularly accept veterans with COPD, diabetes, TBI and other service-related conditions that standard carriers decline.
Aetna’s final expense product offers strong coverage at competitive rates with flexible underwriting for common conditions. Their customer service infrastructure is strong and their claims payment process is straightforward – an important factor for veterans’ families who may be dealing with VA paperwork simultaneously.
Foresters Financial is distinctive because their policies include member benefits that go beyond pure insurance – including community support programs, scholarship opportunities for family members and other member resources. For veterans who value community investment alongside financial protection, Foresters is worth considering.
Final expense insurance premiums for veterans are the same as for any other senior applicant – they are based on age, gender, tobacco use and health status at the time of application. Military service itself does not change the premium calculation, positively or negatively. Here are realistic monthly premium estimates for non-tobacco veteran applicants:
| Age | $10,000 Benefit | $15,000 Benefit | $25,000 Benefit |
| 55 | $34 – $46 | $50 – $67 | $79 – $106 |
| 60 | $43 – $58 | $63 – $85 | $100 – $136 |
| 65 | $57 – $77 | $84 – $114 | $135 – $183 |
| 70 | $77 – $104 | $113 – $154 | $182 – $248 |
| 75 | $104 – $141 | $153 – $208 | $246 – $337 |
| 80 | $138 – $188 | $204 – $278 | $330 – $452 |
| Age | $10,000 Benefit | $15,000 Benefit | $25,000 Benefit |
| 55 | $28 – $38 | $40 – $55 | $63 – $85 |
| 60 | $34 – $46 | $49 – $67 | $77 – $105 |
| 65 | $43 – $58 | $63 – $85 | $100 – $138 |
| 70 | $58 – $78 | $85 – $115 | $135 – $185 |
| 75 | $78 – $105 | $114 – $155 | $182 – $248 |
| 80 | $105 – $142 | $154 – $210 | $247 – $340 |
Veterans with service-related health conditions that place them in the graded benefit tier can expect premiums 20% to 40% higher than the estimates above. Veterans who are tobacco users should expect premiums 30% to 60% higher. Even at those levels, a final expense policy remains significantly more cost-effective than maintaining a large VGLI policy into retirement age.
| VA + Final Expense: The Smart Combination
The most financially efficient approach for most veterans is to claim all available VA burial benefits – national cemetery, burial flag, headstone and burial allowance and hold a final expense insurance policy sized to cover the costs VA does not. A $10,000 to $15,000 policy is typically sufficient when combined with VA benefits, keeping monthly premiums low while ensuring the family is fully protected. Call OLPolicy at (866) 757-5350 to size your coverage correctly. |
The best approach for most veterans is not to choose between VA benefits and final expense insurance – it is to use both strategically. Here is how the two work together in practice:
| Resource | What It Covers |
| National Cemetery Burial (VA) | Cemetery plot, grave liner, perpetual care and headstone – saving the family $3,000 to $6,000+ compared to a private cemetery. |
| Burial Flag (VA) | A ceremonial honor at no cost – meaningful but not a financial benefit. |
| Burial Allowance (VA) | $300 to $796 toward funeral costs, applied after the fact as a reimbursement. Helps reduce the family’s out-of-pocket expenses but does not cover them fully. |
| VALife or VGLI (if applicable) | If the veteran holds a VA life insurance policy, the death benefit supplements coverage. VGLI may be reduced or replaced by a more affordable final expense policy as the veteran ages. |
| Final Expense Insurance (OLPolicy) | Covers the remaining $8,000 to $10,000 in funeral costs that VA benefits do not – funeral home services, transportation, embalming, reception and other expenses. Paid directly to beneficiary within days. |
When a veteran uses all available VA benefits AND holds a properly sized final expense insurance policy, their family receives: the VA’s national cemetery benefit (eliminating major cemetery costs), the $796 burial allowance reimbursement and the insurance death benefit covering all remaining expenses. The family pays nothing out of pocket. Nothing goes on a credit card. Nothing comes out of savings. The veteran’s wishes are honored completely.
VA burial benefits are not automatic – they require an application. Here is exactly how to claim each benefit:
| Step 1: Notify the Funeral Home of the Veteran’s Status
Tell the funeral home director that the deceased was a veteran. Provide the DD-214 discharge document (Certificate of Release or Discharge from Active Duty). The funeral home handles many VA benefit logistics directly, including coordinating with the national cemetery and arranging the burial flag. Keep multiple copies of the DD-214 – it is the most important document in the VA benefits process. |
| Step 2: Request Burial in a National Cemetery
Contact the National Cemetery Scheduling Office at 1-800-535-1117 to request burial in a VA national cemetery. Alternatively, the funeral home can do this on your behalf. You will need: the DD-214, the veteran’s Social Security number, the death certificate and a DD-214 or other proof of service. Burial space is available at no cost to eligible veterans and their spouses. |
| Step 3: Apply for the VA Burial Allowance
File VA Form 21P-530 (Application for Burial Benefits) with your regional VA office within two years of the veteran’s burial. You must submit: the completed form, the veteran’s death certificate, receipts or funeral bills and proof of the veteran’s military service. If the death was service-connected, additional medical documentation may be required. The VA processes most claims within 30 to 60 days. |
| Step 4: Request a Headstone or Grave Marker
Submit VA Form 40-1330 (Claim for Standard Government Headstone or Marker) to request a free government-provided headstone, grave marker, or memorial medallion. This can be installed at a national cemetery, a state veterans cemetery, or a private cemetery. The VA ships the marker at no cost – the family or cemetery is responsible for installation. |
| Step 5: Request the Presidential Memorial Certificate
Submit VA Form 40-0247 to request a Presidential Memorial Certificate for the veteran. This is a signed, engraved certificate expressing the nation’s gratitude for the veteran’s service. There is no cost and multiple copies can be requested for family members. |
| Step 6: File the Final Expense Insurance Claim
Simultaneously with – or immediately after – filing for VA benefits, the named beneficiary should file a claim with the final expense insurance company. Submit the death certificate, completed claim form and proof of identity. Most final expense claims are approved and paid within 7 to 30 days. This money covers all funeral costs not reimbursed by the VA. |
| Keep Multiple Copies of the DD-214
The DD-214 is the most critical document in any veteran’s benefits process. Every major VA benefit – burial at a national cemetery, the burial allowance, the headstone – requires it. Store certified copies in a fireproof safe, provide one to a trusted family member and consider registering a copy with your county clerk’s office (many counties offer free veteran record registration). If the DD-214 has been lost, it can be requested through the National Archives at archives.gov/veterans. |
| Scenario 1 – Frank, Vietnam Veteran, Age 74: Complete Coverage With VA + Final Expense
Frank served two tours in Vietnam and carried an honorable discharge. At 74, he held a $15,000 final expense policy through OLPolicy at $113 per month, with his daughter as beneficiary. He was registered with the VA and had a service-connected disability rating of 30%. When Frank passed, his daughter contacted the funeral home, which coordinated his burial at the local national cemetery. She then filed VA Form 21P-530 for the burial allowance and submitted the final expense insurance claim simultaneously. Within 11 days, she received $15,000 from the insurance company. Six weeks later, the VA processed a $796 burial allowance reimbursement. Total out-of-pocket cost to Frank’s family: $0. The national cemetery covered the plot and headstone. The insurance covered the funeral home, transportation, ceremony and reception. The VA reimbursement provided additional relief. Frank had taken care of everything. |
| Scenario 2 – Raymond, Gulf War Veteran, Age 68: Service-Related Conditions, Still Got Covered
Raymond served during the Gulf War and returned with Type 2 diabetes and chronic back pain – both service-connected. He had been told by one insurance company that his diabetes made him ineligible for coverage. He assumed he would never qualify for private life insurance. When Raymond called OLPolicy, a specialist reviewed his health profile and matched him with a level benefit policy through Mutual of Omaha. His diabetes was well-controlled with oral medication – not insulin – which placed him squarely within Mutual of Omaha’s standard underwriting guidelines. Raymond received a $12,000 level benefit policy for $89 per month. His wife is the named beneficiary. He told us: ‘I wish someone had told me sooner that I could get covered. I spent two years thinking I was uninsurable.’ |
| Scenario 3 – Dorothy, Army Veteran, Age 71: The Spouse Who Was Left Unprotected
Dorothy’s husband, Thomas, was a Korean War veteran who passed away three years earlier. The family had relied on Thomas’s VA burial benefits – national cemetery and burial allowance – to cover his funeral costs, which worked well. But no one had thought about coverage for Dorothy herself. Dorothy was a veteran in her own right – she had served two years as an Army nurse. But she had no final expense insurance of her own, no VGLI and no VA life insurance. When Dorothy began experiencing health issues at 71, her daughter called OLPolicy. Dorothy qualified for a graded benefit policy for $76 per month with a $10,000 benefit. Her daughter is the named beneficiary. Dorothy’s own service means she also qualifies for national cemetery burial when the time comes – so the $10,000 policy, combined with VA benefits, will cover all her end-of-life costs completely. |
Q: Can a veteran’s spouse also be buried in a national cemetery?
A: Yes. A veteran’s spouse and dependent children are generally eligible for burial in a national cemetery alongside the veteran at no cost to the family. The same application process applies – notify the funeral home of the veteran’s status and the National Cemetery Scheduling Office will coordinate arrangements.
Q: Does a veteran need a final expense policy if they plan to use a national cemetery?
A: Yes, in most cases. National cemetery burial eliminates the cost of the cemetery plot, grave liner and headstone – which is a significant saving. But the funeral home services, transportation, ceremony and other costs are not covered by the VA. Most veterans still need $8,000 to $10,000 in coverage for these remaining costs, which is exactly what a final expense policy provides.
Q: What if a veteran lost their DD-214 – can they still access VA burial benefits?
A: Yes. A replacement DD-214 can be requested from the National Archives using Standard Form 180 (Request Pertaining to Military Records), available at archives.gov/veterans. Requests can also be submitted online through the eVetRecs system. Processing typically takes 10 business days for standard requests and up to 90 days for older records. VA burial benefits cannot be claimed without proof of service, so locating or replacing the DD-214 is a priority.
Q: Is final expense insurance more affordable than maintaining VGLI for an older veteran?
A: For most veterans over age 65, yes – significantly. VGLI premiums increase every five years and become very expensive in the 70s and 80s. A 75-year-old with $100,000 in VGLI pays approximately $600 per month. A final expense policy sized for actual burial costs – $15,000 to $25,000 – typically costs $120 to $250 per month for a 75-year-old. If your primary need is end-of-life cost coverage rather than income replacement, a final expense policy almost always offers better value for older veterans.
Q: Can a veteran apply for both VALife and a private final expense insurance policy?
A: Yes. There is no restriction on holding both VA life insurance and a private final expense policy simultaneously. Many veterans benefit from holding both – VALife for its subsidized premiums and VA-backed security and a private final expense policy to fill coverage gaps and provide faster claims payment. Call OLPolicy at (866) 757-5350 to review your current coverage and determine whether additional coverage makes sense for your situation.
The men and women who served this country gave something that cannot be measured in dollars. They deserve to be honored at the end of their lives in a way that reflects the dignity of their service and the love of their families. VA burial benefits are a meaningful expression of this nation’s gratitude and every veteran should claim them in full.
But gratitude expressed in a burial flag and a $796 check cannot fully offset an $8,000 to $10,000 funeral bill. The gap between what the VA provides and what a dignified farewell actually costs is real and it falls on families that are already grieving and overwhelmed. Final expense insurance is how veterans close that gap completely, ensuring their family is never left scrambling in their worst moments.
At OLPolicy, we work with veterans every day. We understand the health conditions you carry, the benefits you have earned and the importance of getting coverage right. We compare rates from multiple top-rated carriers, we explain everything without jargon and we never pressure anyone into a decision they are not ready to make.
| Call OLPolicy Today – We Honor Those Who Served
Our licensed specialists are ready to help veterans find the right final expense coverage that works alongside their VA benefits – at no cost and no obligation. No medical exam required. Most veterans qualify, even with service-related health conditions. Call us today: (866) 757-5350 No pressure. No jargon. Just honest guidance from people who respect your service and your family. |
OLPolicy | Licensed Insurance Agency | (866) 757-5350 |
Helping Families Protect What Matters Most
This content is for informational purposes only. VA benefit amounts and eligibility rules are subject to change. Verify current VA benefit rates at va.gov. Contact a licensed insurance professional for personalized coverage advice.
