Final Expense Insurance Scams to Avoid: How to Recognize, Avoid and Report Insurance Fraud Targeting Seniors
By OLPolicy | Licensed Insurance Specialists | Call (866) 757-5350
Final expense insurance is one of the most important financial tools available to seniors. It provides peace of mind, protects families from devastating funeral costs and ensures that the people you love are not left with unpaid bills at the worst possible moment. But where there is need, there is also opportunity for fraud – and the final expense insurance market attracts more than its share of dishonest actors.
Every year, thousands of seniors across the United States are targeted by insurance scammers, predatory agents and fraudulent policies. Some lose hundreds of dollars to fake companies that disappear after collecting premiums. Others spend years paying into policies that will never pay what was promised. Many more are simply overcharged for coverage they could have gotten at half the price from a legitimate carrier.
This guide from OLPolicy covers every major Final Expense Insurance Scams to Avoid, what each scam looks like, how to recognize the warning signs and exactly what to do to protect yourself and your family. We will also show you what a legitimate, trustworthy final expense insurance policy looks like so you can tell the difference.
| Critical Warning
Seniors are the #1 target for insurance fraud in the United States. The FBI estimates that financial fraud targeting seniors costs Americans over $3 billion annually. Insurance scams are among the most common forms. If something about an insurance offer feels wrong, trust your instincts – and call OLPolicy at (866) 757-5350 to verify before you sign anything. |
Understanding why scammers target seniors specifically helps you recognize when you are being targeted. It is not random – predatory agents and fraudsters deliberately focus on seniors for a calculated set of reasons.
Seniors on Social Security, pensions or retirement distributions have predictable monthly income. Scammers know exactly what a senior can likely afford to pay each month – and they design their fraudulent products to fit within that budget so the victim keeps paying month after month without suspecting anything is wrong.
Most seniors genuinely need final expense coverage. The fear of leaving a financial burden on children or grandchildren is real, deeply felt and widely shared. Scammers exploit this emotional vulnerability by creating urgency, playing on fear and positioning themselves as the only solution to a problem the senior is already anxious about.
Many seniors – particularly those who are widowed, live alone or have limited mobility – do not have easy access to trusted advisors who can review an insurance offer. Scammers count on their targets not having someone to call who will say, “Wait, let me look at this first.”
Many seniors grew up in an era when authority figures – government officials, uniformed professionals, people with formal titles – were taken at their word. Scammers exploit this by impersonating government agencies, using official-sounding names, wearing professional clothing and presenting official-looking documents that appear legitimate but are not.
While this is not universally true, some seniors are less comfortable verifying information online – checking a company’s license status, reading consumer reviews, or searching for complaints with the Better Business Bureau. Scammers target individuals who are less likely to fact-check before signing.
These are the scams that OLPolicy‘s specialists encounter most frequently when seniors call us for help after a bad experience. Each one is described in full detail – including exactly what the scammer says, what the red flags look like and how to protect yourself.
| Scam #1: The Fake Insurance Company Scam
In this scam, a fraudster creates a fake insurance company – complete with a professional-looking website, printed brochures and even fake policy documents. They collect monthly premiums for months or years. When a family tries to file a claim after a death, the company is gone. The phone number is disconnected. The website has vanished. The premiums paid are lost forever. This scam most commonly targets seniors in rural areas and those who purchase coverage through door-to-door sales visits or unsolicited mail campaigns. 🚩 Red Flags to Watch For: • The company name is unfamiliar and cannot be found on your state’s Department of Insurance website • The agent insists on cash payments, money orders, or wire transfers – never checks or bank drafts • The company has no verifiable physical address or phone number independent of the agent • Policy documents look homemade, use inconsistent fonts, or contain spelling errors • The agent discourages you from calling the company directly or verifying their license How to protect yourself: Before purchasing any policy, go to your state’s Department of Insurance website and search for both the company and the agent by name. Every legitimate insurance company must be licensed in the state where they sell. If you cannot find them, do not buy. |
| Scam #2: The Escalating Premium Trap
This scam involves selling a senior a policy with low initial premiums that increase dramatically over time – sometimes doubling or tripling within a few years. The agent presents these as “final expense” or “burial insurance” policies, but they are actually modified term life or annually renewable policies with escalating costs. As the senior ages and premiums rise, the policy eventually becomes unaffordable and lapses – just when it is needed most. The senior has paid premiums for years and receives nothing. 🚩 Red Flags to Watch For: • The agent cannot show you in writing that premiums are fixed for life • The policy documents include language like “renewable annually” or “premiums subject to change” • The agent says your rate is “locked in for now” or “guaranteed for the first few years” • The premium structure shows increasing costs in years 3, 5, or 10 • The agent avoids your direct question about whether premiums ever increase How to protect yourself: A legitimate final expense whole life insurance policy has fixed, level premiums that never increase for the life of the policy. Always ask for this in writing before signing. Read the policy documents carefully and look for the words ‘level premium’ or ‘premium guaranteed not to increase.’ |
| Scam #3: The Fake Government Benefit Scam
This scam involves an agent – sometimes in person, sometimes by phone – who presents themselves as representing a government agency such as Social Security, Medicare, or a “federal burial assistance program.” They tell the senior they are entitled to a government burial benefit and that they just need to pay a small processing fee or monthly premium to activate it. There is no such federal burial benefit beyond the Social Security $255 lump sum. The agent collects fees or sets up a recurring bank draft. No policy is ever issued. 🚩 Red Flags to Watch For: • The caller or visitor claims to be from Social Security, Medicare, or a “federal” program • They reference a specific government benefit you have not heard of before • They ask for your Social Security number, Medicare number, or bank account to “verify eligibility” • They say you need to pay a fee to activate or claim a government benefit • The conversation feels rushed and they push you to decide immediately How to protect yourself: The U.S. government does not sell insurance. Social Security does not send agents to your home. Medicare does not offer burial benefits. If anyone contacts you claiming to represent a government burial or insurance program, hang up and call the actual agency directly using a phone number you find independently – not one they provide. |
| Scam #4: The Churning Scam
Churning happens when a dishonest insurance agent persuades a senior to cancel an existing, legitimate policy and replace it with a new one – often claiming the new policy is “better,” “cheaper,” or has “more benefits.” In reality, the agent is motivated entirely by the new commission they earn on the replacement sale. The senior loses their accumulated cash value, may face a new two-year contestability period and often ends up with inferior coverage at a higher price. Some seniors are churned multiple times by the same agent over several years. 🚩 Red Flags to Watch For: • An agent contacts you unsolicited and tells you your current policy is “outdated” or “inferior” • The agent has no specific knowledge of your current policy but insists it needs to be replaced • The “new” policy offers similar or lower coverage at a similar or higher price • The agent rushes you through a comparison without giving you time to review both policies side by side • The agent asks you to sign a cancellation form for your current policy before showing you the new one in writing How to protect yourself: Never cancel an existing life insurance policy based on the word of an agent who contacted you unsolicited. If you are considering replacing a policy, ask a trusted family member to review both options with you. Call OLPolicy at (866) 757-5350 for a free, independent second opinion before making any changes to existing coverage. |
| Scam #5: The TV Mail-Order Policy Bait-and-Switch
Millions of seniors see late-night television advertisements for burial insurance that promise low rates, guaranteed acceptance and “no medical exam required.” Seniors respond to mail-in cards or toll-free numbers and receive what appears to be a real policy – but the fine print reveals a modified benefit policy with a two-year waiting period, premiums that are far higher than what a similar policy costs through an independent agent, or coverage amounts that fall far short of what was advertised. These are not always scams in the illegal sense – but they are almost always a bad deal compared to what is available elsewhere. 🚩 Red Flags to Watch For: • The monthly premium seems very low for your age – but the coverage amount is also very small • The policy has a graded or modified benefit with a two-year waiting period, mentioned only in fine print • There is no option to speak with a live agent before purchasing • The policy cannot be reviewed before your credit card or bank information is submitted • There is no comparison shown to similar policies from other carriers How to protect yourself: TV and mail-order final expense policies are rarely the best option available for your age and health profile. Before purchasing any policy from a TV advertisement, call OLPolicy at (866) 757-5350. We will show you what competing carriers offer for the same premium – and in most cases, you will find better coverage at the same or lower price. |
| Scam #6: The Overpayment / Refund Scam
This scam most often arrives by phone or mail. The fraudster contacts a senior claiming that they have overpaid their insurance premiums and are owed a refund – but to process the refund, the senior must first pay a small processing fee or provide their bank account information so the refund can be deposited. There is no refund. The fee is stolen. The bank account information is used for unauthorized withdrawals. Variations of this scam also appear as “free policy upgrades” that require a small activation fee. 🚩 Red Flags to Watch For: • You receive an unexpected call, letter, or email about a premium refund you were not expecting • The refund requires you to pay a fee or provide banking details before it can be processed • The caller or letter references a specific policy number that you cannot verify in your records • The offer requires immediate action – “you must respond within 48 hours” • The return address or phone number does not match your actual insurance company How to protect yourself: Legitimate insurance companies do not ask you to pay a fee to receive a refund. If you believe you have genuinely overpaid premiums, contact your insurance company directly using the phone number on your policy documents or their official website – never use the contact information provided in an unsolicited communication. |
| Scam #7: The Unlicensed Agent Scam
In this scam, a person presents themselves as an insurance agent, collects premium payments and issues what appear to be policy documents – but they are not actually a licensed insurance agent. The “policies” they sell are worthless pieces of paper. The premiums they collect go directly into their own pocket. Because the policies were never issued by a real insurance company, no claim will ever be paid. Some unlicensed agents operate for months or years before being caught – collecting thousands of dollars in premiums from multiple victims. 🚩 Red Flags to Watch For: • The agent cannot provide their insurance license number when asked • The agent’s name cannot be found on your state’s Department of Insurance license lookup tool • The agent prefers to meet in informal settings and requests cash or money orders • There is no policy confirmation letter or welcome package from an actual insurance company • The agent discourages you from contacting the insurance company directly How to protect yourself: Ask every insurance agent for their license number – a legitimate agent will provide it immediately and without hesitation. Verify it at your state’s Department of Insurance website. This takes less than two minutes and immediately eliminates unlicensed agents. OLPolicy agents are fully licensed in every state where they operate. Call (866) 757-5350 to verify. |
| Scam #8: The Beneficiary Manipulation Scam
This scam involves a dishonest agent – or sometimes a dishonest family member – persuading a senior to name them as the beneficiary on a final expense policy. In some cases, the agent claims this is a “standard procedure” or that it “simplifies the claims process.” In reality, naming a non-family-member stranger as your beneficiary means they receive the entire death benefit when you pass – not your family. Variations include agents who assist seniors with paperwork and quietly insert themselves as the beneficiary. 🚩 Red Flags to Watch For: • An agent suggests naming them, their company, or anyone other than your chosen family member as beneficiary • The agent offers to “help you fill out the paperwork” and asks to do so privately • You are told that naming a professional as beneficiary is “standard” or “required” • The agent suggests that your chosen family member is not “qualified” to be a beneficiary • You do not clearly remember whom you named as beneficiary on your policy How to protect yourself: You have the absolute right to name any person you choose as your beneficiary – and to change it at any time. Never allow anyone else to fill out beneficiary designations on your behalf without reviewing the completed document yourself. Review your existing policies today to confirm your beneficiary designations are correct. |
| Scam #9: The Senior Living / Nursing Home Referral Scam
This scam operates through referral networks inside senior living communities, assisted living facilities and nursing homes. An agent pays kickbacks to facility staff or administrators in exchange for referrals to residents. The referred agent then visits residents – sometimes when family members are not present – and sells overpriced or inappropriate policies to seniors who may be cognitively vulnerable. In some cases, residents are pressured into signing documents they do not fully understand. 🚩 Red Flags to Watch For: • An insurance agent visits you at a care facility without a prior appointment you made yourself • A staff member at your facility recommends a specific insurance agent or company with unusual enthusiasm • The agent visits when family members are not present and encourages you to decide before discussing with family • The premiums are significantly higher than what independent research suggests is standard • The agent discourages you from “worrying your family” about the purchase How to protect yourself: You always have the right to have a family member present for any financial or insurance discussion. If an insurance agent visits you at a care facility without your having initiated the contact, ask them to leave and report the visit to facility management. Legitimate agents welcome family involvement – they do not discourage it. |
| Scam #10: The Application Misrepresentation Scam
In this scam, an agent fills out the insurance application on the senior’s behalf – and intentionally misrepresents health information to get the senior approved for a policy they might not otherwise qualify for, or to reduce the premium. This seems helpful at first. But when the policyholder passes away, the insurance company reviews the application, discovers the misrepresentation and denies the claim entirely. The family receives nothing – even though they paid premiums faithfully for years. 🚩 Red Flags to Watch For: • The agent tells you not to mention certain health conditions because they “don’t matter” or “won’t affect anything” • The agent fills out your application themselves and asks you to sign without reading it carefully • The agent advises you to answer health questions differently than you would naturally answer them • The agent seems unusually eager to move through the health questions quickly • The premium you are quoted seems surprisingly low given your known health conditions How to protect yourself: Always answer insurance application health questions completely and honestly. Read every answer on the application before you sign – even if the agent filled it out. A claim denied due to application misrepresentation can leave your family with nothing, even after years of faithful premium payments. Honest applications protect your family. |
If you encounter any of the following during an insurance sales interaction, stop and verify before proceeding. Each of these is a documented warning sign associated with insurance fraud or predatory sales practices targeting seniors.
| # | Warning Sign | What It May Indicate |
| 1 | Agent cannot provide a license number immediately | Unlicensed agent – possibly operating illegally |
| 2 | Company is not listed on your state’s DOI website | Fake or unregistered company – premiums go nowhere |
| 3 | Payment requested in cash, money order, or wire transfer | Funds being diverted – no paper trail for fraud recovery |
| 4 | Agent says premiums are ‘guaranteed’ but won’t put it in writing | Escalating premium policy – will become unaffordable |
| 5 | Pressure to sign today – ‘offer expires at midnight’ | High-pressure tactic – designed to prevent you from getting a second opinion |
| 6 | Agent discourages you from involving family | Isolation tactic – red flag for predatory sales or manipulation |
| 7 | Policy documents contain spelling errors or look unprofessional | Fraudulent policy documents – not issued by a real company |
| 8 | Agent claims to represent Social Security, Medicare, or a federal agency | Government impersonation scam – no such benefit exists |
| 9 | Agent wants to fill out your application for you | Risk of application misrepresentation – claim could be denied later |
| 10 | Agent suggests naming themselves as your beneficiary | Beneficiary manipulation – your family will receive nothing |
| 11 | No welcome letter or confirmation from the actual insurance company | Policy may be fraudulent – no real insurer involved |
| 12 | Premium seems unusually low for your age and coverage amount | May be a short-term policy that lapses or has hidden restrictions |
| 13 | Agent contacts you unsolicited and asks for personal information | Identity theft attempt – do not provide SSN or banking info |
| 14 | You are told your existing policy is ‘outdated’ without explanation | Churning setup – agent wants your commission, not your benefit |
| 15 | Agent discourages you from calling the insurance company directly | Agent may be intercepting payments or misrepresenting coverage |
| 16 | The policy has a waiting period but this was not clearly disclosed | Graded benefit policy sold without proper disclosure – misleading |
| 17 | Agent visited you at a care facility without a prior appointment | Referral kickback scheme – targeting vulnerable residents |
| 18 | You receive a call about a ‘refund’ requiring a fee or banking details | Overpayment scam – no refund exists |
| 19 | Agent rushes through health questions or suggests skipping some | Application misrepresentation – your claim could be denied |
| 20 | You feel confused, pressured, or uncomfortable after the interaction | Trust your instincts – contact a licensed independent agent to verify |
Verifying a legitimate insurance agent and company takes less than ten minutes and can save you thousands of dollars and years of heartache. Here is the exact process:
| Verification Step | How to Do It |
| Verify the agent’s license | Ask the agent for their insurance license number. Go to your state’s Department of Insurance website (search ‘[your state] Department of Insurance’) and use the license lookup tool to confirm the agent is actively licensed in your state. |
| Verify the insurance company | Search for the insurance company name on your state’s Department of Insurance website. Every company legally selling insurance in your state must be registered. If you cannot find them, do not buy. |
| Check the A.M. Best rating | Search ‘[company name] A.M. Best rating’ online. Legitimate final expense insurers have ratings of A- or better. A rating of B+ or lower is a concern. No rating at all is a serious red flag. |
| Check for complaints | Go to the National Association of Insurance Commissioners website (naic.org) and use their Consumer Information Source to check complaint history for the company. Also check the Better Business Bureau (bbb.org). |
| Read the policy before signing | A legitimate agent will provide you with full policy documents before you sign – not after. Read the full policy, including fine print. Pay special attention to: premium guarantee language, benefit waiting periods and exclusions. |
| Get a second opinion | Call OLPolicy at (866) 757-5350 for a free, independent review of any policy you are considering. We will tell you honestly whether it is a good deal – or whether we can find you better coverage at a lower price. |
| What a Legitimate Final Expense Policy Looks Like
A trustworthy final expense insurance policy will: (1) come from a licensed company with an A.M. Best rating of A- or better, (2) have a fixed, level premium that never increases, (3) clearly disclose any waiting period in the main policy documents – not just fine print, (4) pay the full death benefit to the beneficiary you choose, (5) be issued with a policy number you can verify directly with the insurer. If any of these elements are missing or unclear, ask questions before signing. |
| Story 1 – Ruth, Age 74, Mobile, Alabama: The Fake Company
Ruth purchased what she believed was a $10,000 final expense policy from a man who came to her door. He collected $62 per month via automatic bank draft for 14 months – a total of $868. When Ruth’s daughter tried to verify the policy after Ruth mentioned it, she could not find the company on Alabama’s Department of Insurance website. The phone number on the policy documents was disconnected. The man who sold the policy had moved. Ruth’s daughter called OLPolicy and a specialist confirmed the company was not licensed in Alabama. Ruth filed a complaint with the Alabama DOI and her bank, which helped recover two months of fraudulent charges. She then purchased a legitimate $12,000 policy through OLPolicy for $74 per month. “I felt foolish,” Ruth said. “But they told me it happens to smart people all the time. They were very kind about it.” |
| Story 2 – Earl, Age 71, Memphis, Tennessee: The Churning Scam
Earl had held a $15,000 final expense policy with a reputable carrier for six years – paying $88 per month with no issues. An agent called him out of the blue, told him his policy was “one of the old ones” that didn’t have as many benefits as newer policies and persuaded him to cancel it and sign up for a new one through a different carrier. What Earl didn’t know was that by canceling his original policy, he lost six years of accumulated cash value and reset the contestability period to zero. The new policy cost $104 per month for the same coverage. When Earl told his son, his son called OLPolicy. A specialist reviewed both policies and confirmed Earl had been churned – the new policy was objectively inferior. Earl filed a complaint with the Tennessee Department of Commerce and Insurance and was eventually refunded three months of the new premium. |
| Story 3 – Gloria, Age 68, Chicago, Illinois: The Government Impersonation Scam
Gloria received a phone call from a man who identified himself as a representative from the ‘Federal Senior Benefits Administration.’ He told Gloria she was entitled to a $9,500 burial benefit because of her years of paying into Social Security – but she needed to pay a $149 activation fee to claim it. He was professional, used correct insurance terminology and had Gloria’s name and address. Gloria was about to give her credit card number when her granddaughter walked in. Her granddaughter immediately recognized the scam, told Gloria to hang up and called OLPolicy. A specialist confirmed that no such government program exists and helped Gloria report the call to the FTC at ReportFraud.ftc.gov. Gloria later purchased a legitimate $10,000 final expense policy through OLPolicy for $81 per month. |
If you believe you have been the victim of a final expense insurance scam, take these steps immediately. Time matters – the sooner you act, the better your chances of stopping further damage and potentially recovering lost funds.
| Action | How to Do It |
| Stop all payments immediately | Contact your bank or credit card company right away. Request that any automatic drafts or recurring charges to the suspected fraudulent company be stopped immediately. Ask about reversing recent unauthorized charges. |
| Contact your state’s Department of Insurance | File a formal complaint at your state’s Department of Insurance website. This initiates a regulatory investigation and creates an official record of the fraud. Search ‘[your state] Department of Insurance complaint’ to find the correct link. |
| File a complaint with the FTC | Go to ReportFraud.ftc.gov and file a detailed complaint. The Federal Trade Commission uses these reports to track fraud patterns and pursue enforcement actions. Your complaint helps protect other seniors. |
| Report to your state’s Attorney General | Most state Attorneys General have consumer protection divisions that handle insurance fraud. Search ‘[your state] Attorney General consumer complaint’ to file a report. |
| Contact the FBI’s Internet Crime Complaint Center | If the fraud occurred online or by phone, file a report at ic3.gov. The FBI uses these reports to investigate large-scale fraud operations targeting seniors. |
| Call OLPolicy for guidance | Call (866) 757-5350. Our licensed specialists have helped many seniors navigate the aftermath of insurance fraud – including finding legitimate replacement coverage quickly so your family remains protected. |
| Do Not Be Embarrassed – Report Every Incident
Many seniors who are scammed feel embarrassed and do not report the incident. This is exactly what scammers count on. Insurance fraud against seniors is a serious federal and state crime – not a personal failing. Every report you file makes it harder for the same scammer to target the next person. You are not alone and reporting is the right thing to do. |
Use this side-by-side comparison to evaluate any final expense insurance offer you receive. A legitimate policy will check all of the boxes in the left column. A scam or predatory policy will show warning signs in the right column.
| Factor | Legitimate Policy ✓ | Scam or Predatory Policy ✗ |
| Company licensing | Company is licensed in your state – verifiable on DOI website | Company cannot be found on state DOI website |
| Agent licensing | Agent has active license – verifiable on state DOI website | Agent cannot or will not provide license number |
| A.M. Best rating | Insurer rated A- or better by A.M. Best | No A.M. Best rating or rating below B+ |
| Premium structure | Fixed, level premiums guaranteed in writing for life | Premiums increase annually or ‘subject to change’ |
| Policy documents | Full policy issued by actual insurance company with policy number | Policy documents are unofficial, homemade, or vague |
| Payment methods | Accepts check, bank draft, or credit card – payable to insurer | Requests cash, money order, or wire transfer to agent |
| Waiting period | Clearly disclosed upfront – not buried in fine print | Waiting period exists but was not disclosed during sale |
| Beneficiary control | You choose your beneficiary – full freedom, changeable at any time | Agent suggests naming themselves or a third party |
| Application accuracy | All health questions answered truthfully – agent does not coach answers | Agent coaches you to omit or misrepresent health info |
| Pressure tactics | Agent gives you time to review, compare and involve family | Agent creates urgency and discourages family involvement |
| Direct insurer access | You can call the insurer directly to verify your policy | Agent discourages direct contact with the insurer |
| Welcome documentation | You receive a welcome letter directly from the insurer | All communication comes only through the agent |
Q: How can I tell if a final expense insurance company is real?
A: Go to your state’s Department of Insurance website and search for the company by name in their license lookup database. Every legitimate insurance company must be registered in every state where they sell policies. If you cannot find them on that database, do not purchase from them.
Q: Is it safe to buy final expense insurance from a TV advertisement?
A: TV-advertised final expense policies are not necessarily scams – but they are often not the best value available. Most TV advertisers sell a single carrier’s product at non-competitive rates and many use modified benefit policies with waiting periods that are not clearly disclosed. Always compare the TV offer against independent quotes before purchasing.
Q: What should I do if an agent comes to my door selling burial insurance?
A: You are never required to speak with or purchase from a door-to-door insurance agent. If you are interested, ask for their license number, the name of the insurance company they represent and their business card – then verify all three before engaging further. Never sign anything during a first visit and never pay cash.
Q: Can a scammer find out if I have a final expense policy and try to steal the benefit?
A: Directly stealing a death benefit is difficult because claims require a death certificate and identity verification. However, scammers do attempt to change beneficiary designations through identity theft or fraud. Review your policy beneficiary designations annually and alert your insurer immediately if you receive any unexpected correspondence about your policy.
Q: If I was misled into buying a bad policy, can I get my money back?
A: You may have options. Most states have free-look periods of 10 to 30 days during which you can cancel a new policy for a full refund. If the policy was sold through fraud or misrepresentation, you can file complaints with your state’s Department of Insurance and Attorney General. Recovery is not guaranteed, but reporting gives you the best chance and protects other seniors.
Final expense insurance is one of the most meaningful financial decisions a senior can make. It protects your family, honors your legacy and ensures that the people you love are not left scrambling to pay for a funeral while they are still deep in grief. The scammers who prey on seniors in this space are betting on fear, urgency and isolation – and they count on their victims not knowing what a legitimate policy looks like.
Now you do. You know the ten most common scams. You know the twenty red flags. You know how to verify a license in two minutes and how to read a policy before you sign it. And you know that the moment something feels wrong, you should stop, call someone you trust and verify before proceeding.
OLPolicy was built to be the kind of insurance agency seniors can trust. We are independent, licensed and proud of the work we do. We compare rates from multiple top-rated carriers, we explain everything in plain language and we never pressure anyone into a decision they are not comfortable with. If you have questions about a policy you already have, a quote you received, or coverage you want to get – we are here.
| Work With an Agency You Can Trust – Call OLPolicy Today
OLPolicy’s licensed specialists help seniors find legitimate, affordable final expense insurance from top-rated carriers – with no pressure, no hidden fees and no jargon. We welcome family involvement. We verify every carrier we work with. And we are always available to review any policy or quote you have received from another source. Call us today: (866) 757-5350 No pressure. No jargon. Just honest guidance from people who put your family first. |
OLPolicy | Licensed Insurance Agency | (866) 757-5350 | www.olpolicy.com
Helping Families Protect What Matters Most
This content is for informational purposes only. If you believe you have been a victim of insurance fraud, contact your state’s Department of Insurance and local law enforcement. OLPolicy agents are licensed in all states where they operate.
